Have you or someone you know ever been scammed? What did they lose?

Dear all, Please discuss scams which you faced so that our community will learn and Save energy and time before scammed Story should be very small and to the point Thanks

Few weeks watched a reel from a famous influencer about this app where he shared the benefits one can gain from it and i did download the app and tried to open it and yet the app didn’t open even after my multiple tries so I uninstalled the app. Today, i did try to install it once again as i had to do my mobile phone recharge. I added the money to the wallet (3k) and then went on to do the recharge. My recharge wasn’t successful and yet the money got deducted from the wallet. I have lost my 3k. I did complain about it and still there is no response from their end. I even tried to call the helpline number and yet no response. Can anyone help me what to do now in such cases? Can i get my hard earned money back? Please share your knowledge and help me with it. I have lately realised that many people have fallen for this scam and have lost their money. I don’t know how come PlayStore still allow such apps to run such scams.

My mother called me yesterday and tells me she got scammed for about 10 lakhs and needs money by Monday. She has 4 lakhs and I will have to cover the rest. Turns out she let a friend take a loan in her name and this friend gave fake jewellery as collateral. The friend took loans under her husband’s name and my mom’s name, she divorced the dude and escaped. The bank called my mom and has asked her to pay, now they’re filing a case against my mom for fraud. I’ve spent my weekend talking to advocates and friends, and looks like the only way to get out of it unscathed is to cut a deal with the bank saying we’ll pay the money back and they don’t press charges in return. Contesting the bank is going to take time, money and the risk of my mom losing her job. As an older daughter who grew up in a broken family, I’ve spent my childhood and adulthood protecting my mother and sibling. I finally landed a well paying job 2 years ago and now the responsibility extended to providing for my younger sister and my mother financially which I’m more than happy to do. I’ve worked hard the past few months to save what I have right now beyond what I give my family, use to sustain myself and finally felt happy about the position I’m in. Now I’m heartbroken. I’m going to be emptying almost 70% of what I have so far for this for paying the bank and the lawyer. Especially for something that’s not even my mistake and something that could have been easily avoided. I’m not in a place to direct my anger at her, I know it’s a hard time for her as well. 6 to 7 lakhs might sound like a small amount to some but I don’t have the privilege to throw money like that. I don’t have fuck you money. I don’t take money from friends. I’m 25 and literally just started my life 2 years ago after working for peanuts. What’s even the point of working hard, leading an honest life if this is how it works? It’s just truly unfair and I don’t know how to deal with it.

Okay, so this happened to me last year. I was approached by a college alumni (got my number from college alumni group) who told me he had a side business going on which was leading him to earn more money than his corporate job and that he was going to leave the corporate for his “business”. I was initially not interested but he was insistent and also I was looking to explore some options (may be my naïveté) that I asked him more and so he setup a call with his senior to explain more about this “business”. Now this senior gave all sorts of gyaan regarding how to reach financial independence and picking up on the general mindset of how to make more money. They asked to create a list of 10 things that I desired the most at the point of time which could be solved with more money. I complied thinking it was a good exercise (again, I was a big fool). Now I was connected with another senior who gave all sorts of gyaan regarding how I could make more money and lead to financial independence. Please note, during all this time I was constantly asking what the business idea was and how it would be achieved but got no response on the details and only white washing regarding how I should be prepared to do anything to achieve my dreams. Now, it was revealed that I would need to put in 5L as investment to get bigger returns. Since I did not have that money in handy, I was suggested to get a personal loan through their agents. Also not to inform this to parents because they won’t understand this stuff and get “worried”. Luckily I did went with their suggestion and informed my parent about it. Thinking it was a startup idea, I got the investment from my father through an OD in my name. Now we get onto a call two days later, where they reveal the company QNet and makes me purchase 5L of stuff from their website and explained the business model which was to get other people from your knowing to buy products from this company and get commissions on the sale. Continued……

What’s the biggest financial mistake you’ve made in your life so far?

This is a genuine question. Recently my close friend got scammed on telegram and now the other person has blocked him and there is no way to contact him. Is there a way to get your money back as I have heard that there is a way where you report it online and get a refund. Is this true? Does cyber crime or NPCI really refund the money back? If so how much time does it take. Thank you :)

Hi community, Recently I have been mugged by the hero vired of my hard earned INR 12k. I enrolled in one of their courses some time back paying a registration fee of 12k. As I was not super interested at the beginning, sales guys started pursuing me very hard by giving discounts/scholarships (for already overpriced courses). When I was still not getting convinced, they offered the program director and alumni connect to help me make the decision but only if I pay the registration fee which they made refundable (which was on paper non-refundable) This is an INSEAD course and the conversation was done on a recorded line so I didn't take it as a red flag, only to find out later that they have blatantly refused to refund the money. They even refused that the fee was refundable and said that there was no phone call even after I showed the proofs of the call. I had a month long discussion with them where they conducted a completely bullshit audit and their senior management (including CEO) also didn't respond on escalation. Recently, I was informed by the INSEAD panel that they have changed the management in Hero Vired and asked me to join now as I won't get a bad experience again. While I refused to join them, I thought I'll let the community know of the deep rooted culture of disservice at Hero Vired and warn you against joining their cohorts. Don't get into their FOMO sales pitches and sweet promises, they won't comply with you as soon as you pay them. I am not the first one with such experience. Check their google reviews.

Last 2 weeks have been rife with such news.