How do you track your credit card and bank account expenses?

Lately I have been trying to track my expenses. I know there are a lot of applications these days, and Cred has launched another one but none of them are doing a good job.

My primary requirement is I need a tracker app that consolidates the expenses from different channels (UPI, Credit card) and gives me one single report every month.

How do you guys track it? I don't wanna manually track it via excel, any suggestions?