Growth Manager

I have 7 cards and the total limit is 12.7 L

Project manager

Welcome to Personal Finance's Private Community

If you added credit limit of all your credit cards, what's your number?

If you added credit limit of all your credit cards, what's your number?- Grapevine

What is your CIBIL Score and how many lines of credit due you have open currently? (loans + credit cards).

My score is 787. With 5 active credit cards.

Your CIBIL scores

Software Engineer

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

How many credit cards are too many?

Consultant

How to increase my credit score ,  it had fallen due to Over utilisation of Card ♦️♠️

Credit Score

Anyone here who likes the challenge of going almost broke at starting of the month? After payment of rent, bills and most bigger expenses, I hardly keep 10K with me. I have credit card for any unforseen expenses however I keep my debit line free of any incoming expense. 
Anyone here who does the same?

Personal Finance

Product Marketing Manager

In this month alone i got 3 new credit cards. 
Yes bank approached me saying there’s a pre-approved credit card, which will be the fourth one.

This will be the fourth enquiry on my CIBIL this month, but none of them got rejected. Current score is 770+ and  age of credit is almost 3y

My understanding is having more credit limit will help keep Credit Card Usage index below 20-30%. 
Is this correct?

Does having too many credit cards affect CIBIL score?

Does not matter how much ever you earn, you will always over spend if you have credit card😖

Personal

Investment banking associate

Anyone using this card? I am mainly looking for 1+1 offers on movies and LTF cards only. 
Want to know if 1+1 on movies is working for the card users or is it a gimmick?

I am already holding:
HDFC Regalia first (shit card), 
HSBC premier (1+1 on bookmyshow since 7 yrs)
Citi Rewards

IDFC Wealth CC

Chartered accountant 

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

Founder

Welcome to Indian Startups's Private Community

who will be the Trivedi amongst unicorn startups that will survive the funding winter?

sab marenge, sirf Trivedi bachega

Please suggest a way to get out. I am stuck in a financial situation of extreme debt of about 3000000 with a family monthly salary of 130k and I have a toddler too. Need a quick way to get money to get out of this situation.

Stuck in financial debt loop of credit cards.

Software analyst

I am earning and expenses or same 50k but I have 10lac credits could you pls help and suggest to get it out and i didn't get loans due to credit score issues

If you added credit limit of all your credit cards, what's your number?

Discover More

Personal Finance on

by Kendall Vernon

Freelancer

Your CIBIL scores

Personal Finance on

by Blair Lee

Startup

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

Personal Finance on

by Jordon Lee

Stealth

How many credit cards are too many?

Personal Finance on

by Aaron Lee

HSBC

Credit Score

Personal Finance on

by Jordon Nadeen

Microsoft

Personal Finance

Personal Finance on

by Jordon Carmden

Fintech Startup

Does having too many credit cards affect CIBIL score?

Personal Finance on

by Jordon Vernon

Deutsche Bank

Personal

Personal Finance on

by Karilyn Nadeen

Stealth

IDFC Wealth CC

Personal Finance on

by Kendall Gabriel

Grapevine

Viners please help I’ve never owned a Credit Card. What should be my first one?

Indian Startups on

by Dezi Carmden

CricPe

sab marenge, sirf Trivedi bachega

Personal Finance on

by Isaiah Olive

Accenture

Stuck in financial debt loop of credit cards.

Personal Finance on

by Jordon Dean

Croma

Credit card over utilisation

Personal Finance on

by Dezi Lee

Stealth

How to get AXIS Magnus ?