Importance of health and term insurance
Both parents were school teachers. Still they never took any of those. So I don't have any knowledge about is it important or not to take. I have some ling term health issues for which I have to do costly checkups each year. Shall I take both of them and if yes where to get it please guide me. I'm 23, M. Just started earning few months ago.
Indusplateau
Stealth
8 months ago
https://joinditto.in/
Are you sure you dont work for them ? 😂
Btw,
Ditto works only in big cities and not in small towns
Indusplateau
Stealth
8 months ago
Taken their help hence recommended. I already had term but even then they spared time to answer a lot of questions I had on my term product which I wasn't evening buying from them
You may or may not get insurance depending on the diseases that you have. Difficult to tell without full details. You can mail me if you want. I'm a life, health insurance advisor.
Indusplateau
Stealth
8 months ago
Take help from ditto folks they r the best to advice for your case
Thanks for your suggestion. I have heard about them many times before. Just after your comment booked a call with them.
Dont go with Ditto or anybody else who dont have a physical office in the city where your parents are putting up.
These buggers keep selling insurances like crazy. When you'll think of using it, they will reject the claim due to some xyz reason, wont pick your calls and not entertain you.
Bonus point - every insurance company has 2 different numbers to call
1- customer care for buying policy
2- customer care when u actually try intimate them at the time of emergency. Always call on 2nd to check if they pick your in time when you are in an emergency. Chances are, you will keep waiting for 30+ minutes to even reach them to tell them that your family member is hospitalized and claim process has to be initiated.
Best one's are sarkari insurances only.
They do have some drawbacks but they are far better than the private one's.
Buy your parents a policy and continue with it from sarkari company.
Dont stop it coz if if you buy later on, premiums will become too costly as the parents age increases.
Claim the premium you pay for your parents under Old Regime.
Indusplateau
Stealth
8 months ago
Yeah but he can learn about the product and options from them
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