According to me the following are must have in order of importance:
Please feel free to suggest other products, if I have missed any. Also please suggest any recommended insurance providers for those products.
For Car/Bike Insurance, I recommend: Acko or GoDigit
Every tried getting a car accident claim from acko, they'll ask you bring car to their prefered workshop instead of car company workshop, which itself contradictory to car's warranty, car company could void warranty for external repairs.
Try making a claim with Digit.
I gave least importance to Term Life Insurance, because for this product one can never claim on their own.
I'm an insurance advisor. Let's do an exercise.
Write three names who are going to help your family in your sudden loss.
For how long and how much per month are they going to provide to your family members? Include expenses like rent, emi, groceries, school fees, parents medicals etc.
My Aunts and Uncles, will provide as much as possible for as long a possible, in case of any sudden loss.
Any suggestions for a good health insurance? Apart from the one the employer already provides
Yes, have home cooked food daily, exercise for 30 minutes every day, that will cover you against almost all illness. For diseases such as Cancer which can happen to anyone, buy a Critical Illness Insurance.
Ask from a reputed hospital near your house, which insurance provider has best relation with them it's easier to get treatment done, otherwise in cashless claims the hospital might treat you to lower priority because your insurance company doesn't pays them on time.
Critical illness cover is not required. It's almost a waste. I'm an insurance advisor. I know what I'm talking about.
But it covers Cancer, which may happen to anyone suddenly.
what's the simplest travel insurance provider, I'll be visiting Thailand for a month, online influenzas suggest buying travel insurance I've not yet researched what's good,
Isn't 1,2, 3 redundant? All 3 are covered in health insurance
Yes, you are right, but Personal Accident and Critical Illness Covers can be considered for someone who doesn't want to purchase a Health Insurance.
Health insurance is more exp?
Hey. I'm sorry if this question is a repeat, but I am currently on the lookout for medical insurance outside corporate insurance for my family (me, wife and newborn son). We are both working and are covered in corporate health insurance...
Should we have a seperate Insurance other than the one the company provides for ourselves and parents ?
Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself.
Real Id se aa financewithsharan
Pardon the grammar and spellers. I just realised there's no way to edit.
Your thoughts on financial inclusion?
Hello folks. First of all - this community is really helpful. I like how all of us share our learnings, queries etc and get quality insights on them.
Main question- I am 31 yrs old and would want to purchase life insurance. Can anyone ...
