It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)
2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.
3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.
4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)
Tips from experienced folks will be much appreciated.😄
