Mutual Funds Buy / Sell

Hi folks, I have recently started investing after repeatedly being told to not hoard my money in savings, wanted to know how/how much other people invest. Current portfolio: Equity: 2.5 L ( banking, fmcg, ETFs) Mutual Funds: 1.1 L ( Navi Index fund - 10 k per month sip, SBI Liquid Fund - 10k per month) I feel that I should invest more since i dont have any financial dependents on me right now, but dont know how much and dont want to put my hard earned money somewhere I won’t see it ever. Tc: 30 LPA Exp: 2 years

Hey everyone, happy to answer any questions around Data Science/ML/AI and making a career within it A brief about me, I work currently as a Sr. ML Engineer at an Indian unicorn startup I graduated 5+ years ago and have since worked as a Data Scientist / ML Engineer at an ecommerce company and social media company. My designations have changed based on the industry requirements and work too changed based on that. Would love to take questions on what it means to be an ML Engineer, my early learnings from a career in data science, and thoughts on AI. Look forward to all questions :)

I have been investing regularly in MF and Stocks for the past 1.5 years. Recently for the past couple of days the market has been very bad and i have lost a lot of money. Should i invest more or should i hold. Need some investment suggestions. I have a lot of cash to spare roughly 40-45L what is the best investment should i make. Need suggestions from folks here. Would be great help as i wish to have a corpus of atleast 1cr in the next 2-3 years. I already have invested roughly 20L and have a cash of around 8-10L in my accounts plus the cash already mentioned.

I’ll go first. 1. What kind of investor are you? I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers. 2. Where’s the majority of your investment portfolio ? I have three RE investments and one of them has loan. And I’m planning to buy a property in Goa or HP. 3. What’s your monthly investment breakdown? 1.7L/ Month (approx) 60k - SIP (mutual funds) 60k - stocks (smallcase, us stocks using vested) 30k - as opportunity fund, this is transferred to a different bank account 10-20k - for experimental investments in crypto, nfts, and some trading. This is a new segment and I don’t have much experience in this and that’s why starting small here. 4. Anything else you want to share? I am learning to invest on a daily basis. Reading, videos and podcasts are my sources. Some of my tops picks are Whiteboard finance (Marko), My first Million and Smart Passive Income, finance with Saran, and Akshat Shrivastava.

A win in its own sense. I invest in mutual fund as well which is worth 27L but this is direct equity portfolio. AMA

Hi all awesome people, I have been investing for 7 years now, since I started my job and below is the break down of my current SIPs: Category Fund Amount Small cap Nippon India Small Cap Fund 15000 ELSS Quant Tax Plan 7000 Flexi cap Parag Parikh Flexi Cap Fund 20000 Index ICICI Prudential Nifty Next 50 Index Fund 4000 Index Nippon India Nifty Midcap 150 Index Fund 3000 Index Nippon India ETF Nifty 50 BeES: Stock SIP 20000 Large & Mid cap Mirae Asset Emerging Bluechip Fund 11000 Multi cap Quant Active Fund 5000 Sector: Energy DSP Natural Resources & New Energy Fund 5000 Sector: Energy Tata Resources & Energy Fund 5000 Sector: Energy Nippon India Power & Infra Fund 5000 Global ICICI Prudential US Bluechip Equity 5000 Global Navi NASDAQ 100 Fund of Fund 3000 Global VOO-Vanguard S&P 500 ETF: Stock SIP 5000 Global VWO-Vanguard FTSE Emerging Markets ETF: Stock SIP 5000 Sector: Precious Metal Nippon India Gold Savings Fund 3000 Sector: Precious Metal Aditya Birla Sun Life Silver ETF 4000 Sector: Tech ICICI Prudential Technology Fund 5000 Value ICICI Prudential Value Discovery Fund Growth 8000 Total 138000 I had alot of diversification and had multiple active SIPs in same categories, I tried cutting them down based on some analysis. I have few questions: 1. Am I over diversified? I have mostly 1 active SIP now in each sector. 2. Few of categories like multi cap have negligible allocation, should I remove them or allocate more? 3. I am betting heavy on energy please help me decide 1 fund from above 3. 4. I have stopped SIP in a bunch of funds but DID NOT sell them. How do I rebalance existing funds, do I sell and rebuy and pay the tax and load or just keep it? I have other investments like emergency fund FD, liquid cash, gold and real estate. My only goal from MF is wealth creation and can with highly aggressive investment profile. Thanks in advance people.

I am 22, and I'm going to be 23 this November. Just got into my 1 job. I am determined to invest about 45k per month. (Includes funds for short term goals too, like an international trip once a year) Out of which I am already investing 12.5k in ELSS funds. Now I am confused about what remaining portion of my amount should I invest in stocks vs other MFs. Please help me out here. A bit about myself. I am open to taking risks. Looking for long term investing.

Currently I have invested around 3 lacs in mutual funds. This is my only investment. I have got around 30% return till now (started in 2022). Is it okay to continue investing in mutual funds or should I invest in equity funds like index funds, etfs etc

I have reached this number after working for over 11 years I know disciplined investing/saving works wonders.