Opinion of Cred Mint

How safe is credMint ? I am planning to move some of my funds due to ~9% return.

Shall I invest in Cred mint?. Please let me know if anyone has invested or any other views over the same

I’m thinking of investing 100000 per month as I need good returns with some liquidity. That’s 40% of my salary. Is it good?

I am thinking to invest around 1lakh on a p2p lending platform with secure interest rate thoughts about 12% club

Hey guys if you are using Cred Mint for lending, please help. I wanted to know if you guys get the 9% return per annum as promised and what are the downside of this investment, if any. Also, is there any better alternative to Mint?

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

All the cool marketing and UI/UX aside I find myself wondering what's up with Cred? Here are my questions, knowledgeable product folk or better yet people from Cred or who worked at Cred can you please help with the following questions (and associated complaints) 1) What's the point of the store anymore? The brands are actually far less premium than they're made out to be. Plus you don't get access to exclusive products. 2) The reward system is just sad now, why have they changed the logic and reduced the monetary rewards so much? What were just PLG features like earning cashback for referrals is a voucher now plus the Rs. 1 cashback is just insulting at this point. 3) I used cred cash once and I'm not going to need much more. But I'm wondering if you're catering to the top 1%, do they really need liquidity at 9% interest? 4) Cred Mint seems like a worthwhile proposition, however the returns are only marginally better than the best FDs out there. Also if they're partnering with Liquiloans, which primarily lends to other startups, isn't that risky? How will they guarantee returns if someday Liquiloans goes under?

I have more than 10L coins, please suggest something.

Cred had introduced Cred Mint few months back, & there's a membership to it. Hence, this facility expired for me few days back. In order to start the membership, we can use cred coins. Guess how much? It's 1L. Not going into the Pros and Cons of Cred Mint, but this is a good way to wrap up bulk cred coins if someone is quite annoyed seeing your Coin Capacity 😉. Cheers! Nothing fancy, but can be useful.