Personal Finance Community

by Akadbhakad

6 months ago

People earning 50lpa+, which credit card do you use?

I see my friends booking tickets and hotels using points. My credit card offers are so hidden in the app and nothing attractive

strategicninja

Zomato

6 months ago

Infinia metal, that’s the best out there.

QuirkyRam

Stealth

6 months ago

My sis has it

Akadbhakad

East India Company

6 months ago

It says invite only. How to get one?

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Randomness

Student

6 months ago

Get HDFC Diners Black or Infinia (if you are eligible)

EngicoBantai

TCS

6 months ago

Whats the eligibility criteria for Infinia?

Fork

Sprinklr

6 months ago

36lpa

WooterBang

Stealth

6 months ago

AMEX Platinum. Probably made a mistake though. They barely have anything in offers and if you want to stay somewhere, it's all 45k per night kinda places. Thinking of switching to Infinia.

Sentipanda

Stealth

6 months ago

I got a Citi card on my first job and kept it ever since. Change is such a pain. The bank changed its business strategy but I refused to change by Cc. 😂

AGentleGiant

Tatvasoft

6 months ago

I use regalia but aspire to use black metal or infinia one day

AmusingSheep

Zomato

6 months ago

Regalia has gone bad bro, it doesn't even have lounge benefits anymore. Change it up if you can, I switched to ICICI Sapphiro.

Akadbhakad

East India Company

6 months ago

How to get one? It says invite only

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Thala007

PhonePe

6 months ago

Axis Magnus Burgundy, convert your salary account to Axis burgundy and get that credit card LTF.

Fork

Sprinklr

6 months ago

Bruh, I got Burgundy, and was already holding Magnus (shit now). Even then they aren’t offering Magnus Burgundy (LTF). How did you get yours?

DiwaliBonus

Zomato

6 months ago

You missed the train. It was LTF for a few months for Burgundy. Now it is ₹35k + GST a year, no concessions to anyone

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abbadabbajabba

Google

6 months ago

HDFC Infinia. The best out there unless you need a specific type of card (Travel, etc). Been using it for years, nothing beats the experience. Would still be nice to have movie tickets though.

Qwerty2398

Stealth

6 months ago

People earning 50l, why use a credit card would be apt question. Howamy points do you think you can accumulate by eating out? And booking a few tickets a quarter?

ClubPenguin

Gojek

5 months ago

It’s not just that, everything I spend on including Swiggy, Uber, Amazon, bigbasket, tickets etc gives me 5x points through the HDFC smartbuy platform. If you use a good card smartly it’s easy 10% savings on almost everything you do.

ClubPenguin

Gojek

5 months ago

PS: I use infinia and the point redemption value is good so that obviously makes the biggest difference.

ElonTusk

Startup

6 months ago

Infinia

ElonMast

Amazon

6 months ago

Infinia or DCB (if you can get LTF)

Gameofskill

Dream 11

6 months ago

Infinia

annunaki

6 months ago

Infinia metal 💳

BruhJoy

InMobi

6 months ago

Infinia, DCB, magnus burgundy. All 3 are good in that order

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Curated from across

Personal Finance on

by Virat_Kohli

Stealth

a year ago

Credit card

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

Personal Finance on

by Akaza

Stealth

a year ago

Which credit card will be worth it when you are earning 40+ lpa?

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Personal Finance on

by ScentedDoor

Accenture

5 months ago

I need a lot of help in finance.

Is there any expert here who can suggest things. I have a lot of areas of improvement. Investment, offers, banks etc. So if you're an expert in these topics please contact me or comment here.

Personal Finance on

by Elon_Trast

Apple

a year ago

Credit card suggestions

I was checking my credit card rewards and realised that HDFC gives 4 points for every Rs150 spent. Now I have a decent amount of credit card expenses every month but the majority of my transactions are less than 150. I spend a lot buying snacks, soft drinks and energy drinks from a shell store near my office. Is there a way like using any buy now pay later product and then pay that from my credit card? Or Is there any credit card which can give a similar level of benefits and also account for small transactions as well? Additional question: How is the Rupay or one credit card?

Personal Finance on

by jfgp02

Stealth

4 months ago

Need Credit Card Suggestion

I currently have these cards: 1. OneCard(mainly for their partner offers) 2. Amazon Pay ICICI(for payments on Amazon and bill payments) 3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers) 4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies) My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance. Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Personal Finance on

by AlphaGrindset

Series A Startup

a year ago

Folks who say they get free flight tickets from credit cards, how do you do it?

Always wondered how it happens Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?