PerkyWalrus
PerkyWalrus
Student

Personal loan.

My Bank BOB is not giving me personal loan they are saying that as if now you are not eligible for this benifit. So where should I go for this ? Plz recommend any good other bank or fin-tech.

6mo ago
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GroovyCupcake
GroovyCupcake

Apply somewhere else. Private banks. Hdfc icici.

PerkyWalrus
PerkyWalrus
Student6mo

Yeah ab yahi bacha hai.. what about policy bazaar?? Are they trustable?? vha pr bhi dusre banks ke options aa rhe hai

GroovyCupcake
GroovyCupcake

I do not rely much on policy bazaar. U can speak to banks directly n even think of pre approved loans by private banks.

ZestyUnicorn
ZestyUnicorn

First check - do you really need a personal loan? What is the reason you want to take this loan for - essentials or discretionary spends. If later - think hard on whether you need to spend by taking a loan at all? And then go to all options - banks, nbfc, fintech - read all fine print - rate of interest, processing fees other charges etc and decide for yourself.

PerkyWalrus
PerkyWalrus
Student6mo

Ok boss

SnoozyUnicorn
SnoozyUnicorn

Try different nationalised banks .. don't go for policy bazar there polices and calculation r not right .. I have come across such cases too..if ur from Bangalore we can help u:

SillyBiscuit
SillyBiscuit

Avoid fintech loans. Research well of their mafia goon kinda recovery agents before you take loans

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