Big money lies in not selling credit cards but selling loans of different banks. Commission on credit card is peanuts in front of commission on selling loans.

Waana start small and test if it works, then move forward with other offerings and product.

Software Developer

The commission per card sold is around 2-3k per card depending upon how much card you sell and what your volume is. Whereas commission on loans is 3% for PL, 0.75-1% on HL, 2.5-3% on BL etc A lot of money can be made here, you just need a lot of people that will come to your website.  
 I know this domain inside out.

Machine Learning Engineer

From the credit card websites .. talk the these providers they might be happy to share that info with you as it increases their biz

Software Engineer

I'm building a platform like Paisa Bazar, where I will be selling credit cards (I have a online distribution network from where I'll be diverting users)  On very cards landing page I want to list a...

Welcome to Indian Startups's Private Community

I'm building a platform like Paisa Bazar, where I will be selling credit cards (I have a online distribution network from where I'll be diverting users)

On very cards landing page I want to list all offers for that particular card, From where can I get all these offers.

Questions form finance industry veteran and Ninjas

Questions form finance industry veteran and Ninjas- Grapevine

Welcome to Product Managers's Private Community

With over 10+ years of experience in Product management within the insurance and Fintech sector, I’ve realized that product management is still not understood/defined well as a role. I’m open to all sort of queries.

Ex-Policybazaar Product Head #AMA

Product Owner

Welcome to Personal Finance's Private Community

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Product Manager

Consultant

Anyone here that could help me understand about different credit cards and how to utilise their offers?

Mostly for travel purposes. Thanks!

Info on Credit Cards

Analyst

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

Suggest good credit cards which you are personally using. Both which are free & have annual charges.

Do mention which use case it is best for:
-online spends
-offline spends
-foreign transaction
-fuel spends

Credit Card

Senior Associate

Please recommend a good credit card ( this will be my first one) which will cover one or more of the following requirements in this order.

1) cashback/discount on flight tickets(lounge access not a priority)
2) Zomato/swiggy discounts
3) Amazon/Flipkart discount cashbacks

I realise one card may not cover this. But please recommend the best possible one.

Credit Card recommendations

Hey
I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks.

Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc 

If I was to apply for 1-2 more cards, which should I go for?

I’m 25

Best LTF Credit Card

Founder

I'm not able to decide on a good credit card. Can anyone suggest one this to me?
My spends
1. Grocery (zepto, Flipkart)
2. Flights
3. Petrol
4. Occasionally e-commerce
5. Bookmyshow
6. International saas subscription
7. Rent (optional)

Yearly spend will be around 4.5-5 lakhs without rent.

*P.S - don't suggest Flipkart Axis credit card. 

TIA

Suggest me a good credit card

I use an HDFC Millennia credit card and it's giving 1% cashback for online spending. Planning to get another credit card as the current one is not giving any offers. 😤

What are some good credit cards that give good rewards/cashback? 🤑

What are some good Credit cards

Tech Lead

Any suggestions on which credit card should I apply?

Credit card

Data Analyst

Is there any expert here who can suggest things. I have a lot of areas of improvement. Investment, offers, banks etc. So if you're an expert in these topics please contact me or comment here.

I need a lot of help in finance.

Software Analyst

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

Strategy & Operations

What all credit cards do you use and what benefits you get from those ?

What credit cards are you using ?

AMEX is handing out 3 months free zomato gold membership to it's existing customers.

I hold MRCC, Gold Charge Card, smart earn and i received 3 months membership individually on all the cards for free!

Any AMEX card holder receive free Zomato Gold membership

What is a good credit card to take if you want offers around travel, food, etc.

Credit card with offers for flight

Associate Product Manager

I’ve been using a basic ICICI credit card for a while and want to upgrade to one that is more suitable to my needs. Any platform that offers comprehensive evaluation? Any other way to conduct this research? 

Thanks!

How to find the right credit card?

Operations Manager

Extremely valid point. Thoughts?

Hi folks,

I am considering to get a rupay cc just because it can be linked with UPI. Since  UPI is our go to payment method, it would be great to have credit card benefits on top it .

can you guys suggest good rupay credit cards which can provide good offers ?

Suggestions on rupay credit card

I just applied for Tata Neu Infinity card via HDFC. Looks like it gives me good discounts on Tata ventures like Air India, Taj Hotels, etc. I hold a regalia card as well. But it seems like it doesn’t have the complimentary lounge access anymore. What are some good options? 
On a side note, I’ll be travelling to Europe (yes, for EURO) in June, so I’d like some good cards to maximise benefits. 

What are your best go to cards category wise? 

- Travel
- Online
- Offline
- Hotel bookings
- UPI
- All rounder
Etc

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