Rural Credit Startup Sarvagram Eyes $50 Million Funding Round

I come from rural India. So this is what people from my surroundings do. Like auto wala and labourers. They take help from friends to sign up. Put their details . They get a loan of 5k to 8k something. Which i think this startup is aiming to resolve. But then they just uninstall and forget it. How much money would you need to spend mere 5k? They are very confident no one is gonna come for them for such micro loans. And they move on to the next app They don't care about credit score. Because we'll they don't know anything about it. I'm sceptical about sucess of this start up in India atleast. Most youth are using such loan apps to get money to play dream 11 or rummy circle or some fn o