Save Now, Pay Later: How Multipl, Tortoise make money?

Trying to understand whether its a good bet for save now, buy later investments

Need your suggestions advices in which app is better for long term sips. My concern is the app should be easy to understand has less hidden charges and can be looked after for 10 years atleast.

Hi Folks, I was using Paytm Money App for MFs. Started around last year and kept my Auto Pay limit to 25k which I can’t increase now. So I was planning to move to another app like Groww or any other. Which app do you use currently and which would you recommend for MF SIP? Thanks in advance

Posting here not for bragging but to just let people like me know who look at extraordinary salaries and feel sad - it is possible just believe in yourself. I never thought I’d reach even this. 4.5 years of workex in a non-tech role, started with 35,000 monthly salary. I know this number might not mean anything to the FAANG tech bros out there but for the rest here is a bit of context - - I come from a middle class background - Not from Tier 1 college - Not a software developer - No MBA as of now - This doesn’t contain any inheritance - Send some money home every month for parents Dont get overwhelmed, just keep your head down and don’t compare to anyone. I try to keep a strict budget, track every transactions, limit my needs but once a while splurge slightly when I feel like. See you all at the next milestone! 🍻

Groww, zerodha, Jupiter, fi should be getting some commission from AMC. Do you know what is the commission percentage and what there term is typcially?

Which mutual fund investment apps would you recommend that offer good control over invested funds? Why would you recommend it? On the contrary, which apps should I avoid at all costs?

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

Just finished an emi purchase of 1500, 500 divided in 3 months. Small test to see how it works, and it actually is zero % emi. Pretty good for small purchases less than 20k i guess, but how do they make money on 0% emi?

Context : I have been saving up money for over a year now and not actively invested it anywhere due to x reasons. Now I want to start SIPs as I have achieved my emergency fund and want to reap the benefits of the power of compounding. Q.1) Which apps offer the option of one time lumpsum + continuing the monthly SIP in a fund? (Lumpsum to makeup for what I failed to do last year) Is what I am thinking the best strategy and practical? if not, please suggest Q.2) Recommend me an app with a good customer support team , good number of fund options to invest and have hassle free deposits and withdrawals ? PS: I have downloaded Groww and I don't see it offering many funds to invest into.

What is your advise when it comes to investment via apps? Do you invest through the same app or distribute investments across multiple apps? For example, if I want to invest in SIPs, is it good to do so through a single app or use different apps for different SIPs? I know the overall investment amount remains the same but just wanted to know pros and cons if any. App suggestions welcome too.