Software Engineer

If you need to ‘Park’ which implies short term and available on Demand- and you are looking for a mutual fund then look only in Debt mutual funds

Product Manager

Axis Bank blue chip something like that...

Software Test- QA

Investor

Invest lump-sum in a debt fund and start a STP of 50k to Nifty next 50 fund.

Product Designer

Finance Consultant

Any parking should be done only in Debt funds.

Program Manager

Parag Parikh Flexi Cap fund - You don’t need to think about value, growth, momentum.

Put it in direct MF and not regular ones.

Since you said parking and no brainer, go for any liquid fund. To advise any equity scheme, I would require you to do more thinking and give context and goals.

Software architect

Have to park some 5 L money which has been lying on my Savings account 😂

Welcome to Personal Finance's Private Community

Suggest some no brainer MF investment tips

Suggest some no brainer MF investment tips- Grapevine

Hi all , I have some 10 lacs of savings which I don't want to keep idle in the bank for obvious reasons, 
I need suggestions on where I can invest for the next couple of years with Medium risk involved.
TIA.

Investment ideas

Analyst

I have around 3 lakh sitting i. My saving account. 
MFs are very high right now, don’t feel like investing as I feel it would come down. Where can I park this money?

Investment help

Project manager

Current mf portfolio (total invested = 10L) :
Axis small cap
Quant absolute
Hdfc equity savings
Axis blue chip
Sbi gold (just started)

Top performers are axis small cap and quant; also running an sip on them

Current stocks (1.3L ):
Mostly largecap (mostly in red)

The rest of the money is either in fds or in the Bank (significant amount)

I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well.
Considering that please suggest some investment options

A few options I had in mind:
Us mutual funds
Chinese funds
Indian infrastructure funds
Reits

Need advice on where to invest in lumpsum

Software Developer

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 

What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

What should I do with my money

Can anyone suggest where to invest right now? MFs are at all time high. Have 3 months salary just sitting insaving account

Welcome to Fintech India's Private Community

A little off topic but I need suggestions from you people. I want to invest around 50k amount in ELSS Tax Saver MF to save tax under 80cc. 

I've decided to allocate in below MF for 10 years: Quant elss(20k), Parag parikh(15k) & Mirae asset(15k)

Is it good? Or it is better to invest these in ppf? Any suggestions will be helpful.

Suggestions on investment (elss mf)

Consultant

I am going to withdraw my PF as it has been lying idle since 2019.
Looking to invest it for Kids aged 5 and 2

What are some of the best Investments someone can do with Approx Rs 5L

Analytics Manager

I have been investing regularly in MF and Stocks for the past 1.5 years. Recently for the past couple of days the market has been very bad and i have lost a lot of money. Should i invest more or should i hold. Need some investment suggestions. I have a lot of cash to spare roughly 40-45L what is the best investment should i make. Need suggestions from folks here. Would be great help as i wish to have a corpus of atleast 1cr in the next 2-3 years. I already have invested roughly 20L and have a cash of around 8-10L in my accounts plus the cash already mentioned.

Need Investment Advice

Backend engineer

Hi folks, Noob here
I have surplus money laying around in bank and FDs. 

Total ~ 19L
Bank: 7L (extra didn't account for amount which I will hold in bank)
FDs: 12L( This could be an Emergency fund?)

1. What should be the ideal split in different categories in order to invest/grow/save this money?
2. If some of this needs to invest in equity so how to do that?  Like SIP or lumpsum but market are already very high....


🙏 Thanks in advance.

Investment Advice for Surplus Moony

Welcome to Banking & Finance's Private Community

Currently, I have a corpus of INR 300,000 that I want to invest, and I'm seeking advice on the best investment options for this amount. Here’s a brief overview of my current financial assets:
     1. Mutual Funds (MF): INR 500,000
     2. Public Provident Fund (PPF): INR 200,000
     3. National Pension System (NPS): INR 200,000

Additionally, I have ongoing home and car loans with a total monthly EMI of INR 48,000.

I am a 27-year-old male earning a net monthly salary of INR 160,000. I also plan to start investing an additional INR 48,000 monthly and would appreciate guidance on how to allocate these funds effectively.

Senior Consultant

Age - 33
YOE - ~ 10 years in Marketing

Zero exposure to US stocks. 
Zero exposure to Crypto.
Have a house (~45 lacs) for parents in a Tier 2 city which I haven’t added here. 
No liabilities (finished an education loan and a home loan)

Recently started investing in NPS and will continue to do (~1.5 lpa) and accumulating SGB (~2.5 lacs, the screenshot doesn’t capture gold correctly) from the past 6 months.

Question - is there merit in talking money out of EPF and reinvesting in Mutual Funds? What is the general view. 

Open to any other suggestions. TIA!

Seeking Advice - Portfolio Check

Hello community, 

Need help in the decision-making of the money that I have in my bank.
Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money.
Help would be genuinely appreciated 🙏.  Thank you

Age - 24.

Hi Grapevine, 

I'm Arnav, Director of Engg at Jio Cinema. I previously exited my startup to Scaler. Some of you may know me from ScalerPod. I've also led engineering teams at Zomato & Target. 

Here to chat with you about my journey in startups, leading engineering teams, and products at scale, among other things.

Ask me your question. I'll be back at 8 pm and begin answering!

I'm Arnav Gupta, Director of Engineering at Jio Cinema. Ask me anything!

I am planning to save some % of my salary every month and go on a trip at the end of the year.

My plan is to save around 3k-5k every month apart from my usual monthly investments. 

I haven't planned anything yet so I am open to your suggestions.

Investment ideas for short term (<1yr)

1. Real estate (invested value)
2. Liquid cash
3. Other Investments (invested value)

The wealth should not be inherited.

I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

Suggest some no brainer MF investment tips

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