Seems those are incorrect charts. Refer below link. Also NPS is not a good instrument, most of yours funds are locked till 60.  
 https://pib.gov.in/PressReleseDetailm.aspx?PRID=1895286

Isn’t the primary purpose of retirement fund is availability post retirement ?

Product Manager

Yes, But it’s not debt fund either, you could get better returns in other instruments. There is lot of analysis is going around it, please google once. If employee is under new regime and there is employer contribution, then NPS is good option.

Senior Data Engineer

Already shifted to new regime, ab kya 🥺

I think u can change regime...2 options in an year

Senior Consultant

you can change the regime while filing for return also, no issues. Just read about it a bit.

Senior Software Engineer

Consultant

I'm investing in all three options: 80CCD1, 80CCD1B, 80CCD2

which one is that? Are there 3 tiers for NPS?

Software Developer

there are tiers as well but that's a different concept 
 there are three sections under 80CCD using which you can save tax. So you can increase deduction from 1.5L to 2L+

Software Engineer

Welcome to Personal Finance's Private Community

Thank me later

Thank me later- Grapevine

Anyone opted for corporate NPS ? Any pros and cons ?

Corporate NPS

Product Head

I am planning to invest in National Pension Scheme. Is it a wise decision or any better options for retirement planning? And if you have already invested pls suggest which one to invest in. 

Please let me know your views if you have invested or planning to in future

Investing in NPS

Application Analyst

An extra drop of tax benefit from already squeezed salaried lemons.

Consider investing in NPS and taking the tax benefit (however locking money until 60 atleast) vs investing in mutual funds.

Please share your thoughts if its worth the tax benefit.

Any opinions about if one should invest in NPS or not.

Equity Research

Continuing the last post on NPS, looks like govt is serious to make it an attractive product.

One more reason not to skip NPS

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

I've been trying to login to the NPS portal via both web and mobile app to contribute to save taxes, but this is really the most pathetic portal I've ever seen.

On the web app it says 'Entered and Computed Captcha incorrect' god-damn everytime.

On the mobile app, the payment screen doesn't load.

How are you guys contributing to NPS? Is there any other way apart from the portal? 

One of my friends does contribute to it via ET Money. But I'm not sure if it's safe to do via a private company. What if ET Money dissolves? Does my money get affected too?

 Interested to know what you guys are doing.

NPS portal not working

Digital Marketing Manager

NPS 80 CCD(1B) is the best low cost option if you can save additional 50k per year. It comes with a long lock-in but since we mostly don’t have jobs with pensions so it’s worth to get lakhs of Rupees when we retire. March is around so if anyone wants to invest quickly and save tax, can message me. Happy to help!

NPS is best for 7LPA+ salaried. Are you investing? If not, why not?

Founder

Welcome to Software Engineers's Private Community

Should we invest in NPS if you are falling under higher tax bracket of ~30%? I am having income of 20+ LPA. I did some calculations investing same amount of money in mutual fund sip the return is much higher than NPS. What confuses me is it actually worth just for saving tax on 50k? As I only intend to invest 50k for tax purposes only. 

Please kindly suggest some for your thoughts and insight.

Is investing in NPS worth it?

Looking for suggestions or recommendations for investing an amount of 20k per month. 
Note: This is not my total income. This is what I have to spare and live a comfortable life. Confused about going with mutual funds or SIPs or NPS or PPF or FDs to r RDs etc.

Thank me later

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