UPI Circle: Revolutionizing Shared Digital Payments in India

- The UPI Circle-Delegate Payments feature allows primary UPI account holders to delegate transaction rights to secondary users, enhancing shared financial management. - This feature is particularly useful for families, joint account holders, and businesses, enabling shared access to a single UPI-linked bank account. - Full delegation allows secondary users to make payments independently, while partial delegation requires primary user approval for transactions. - The linking process involves scanning a QR code or selecting contacts from the phone, with security measures like passcodes or biometric authentication. - Key beneficiaries include family members, employees, and rural users, promoting financial inclusion and convenience. Source: [Times of India](https://timesofindia.indiatimes.com/technology/tech-news/upi-circle-what-is-it-features-functionality-and-other-details-of-this-new-feature/articleshow/112690036.cms)