Linking credit cards with upi 
 international payments

Consultant

This feature is existing.  My ask is little futuristic.

Product Manager

Software Engineer

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What according to you will be the next game changer innovation in digital payments/UPI?

What according to you will be the next game changer innovation in digital payments/UPI?- Grapevine

- The UPI Circle-Delegate Payments feature allows primary UPI account holders to delegate transaction rights to secondary users, enhancing shared financial management.
- This feature is particularly useful for families, joint account holders, and businesses, enabling shared access to a single UPI-linked bank account.
- Full delegation allows secondary users to make payments independently, while partial delegation requires primary user approval for transactions.
- The linking process involves scanning a QR code or selecting contacts from the phone, with security measures like passcodes or biometric authentication.
- Key beneficiaries include family members, employees, and rural users, promoting financial inclusion and convenience. 

 Source: [Times of India](https://timesofindia.indiatimes.com/technology/tech-news/upi-circle-what-is-it-features-functionality-and-other-details-of-this-new-feature/articleshow/112690036.cms)

UPI Circle: Revolutionizing Shared Digital Payments in India

Journalist

Noticed that this phenomenon is just much more in other countries. Maybe cuz UPI is already so. convenient in India that a slightly smoother experience wasn't needed. But with most people wanting to use credit cards, these are the next 2 most important needs:

1) OTP less payments
2) Contact less payments via devices.

Step in the right direction?

Anybody tried Google Wallet out yet? Would be cool if India moves to more NFC based payments via tapping phone watch. Thoughts on what's next for better payments in India:

Product Owner

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Let’s create a list of best startups in terms of tech and its product future possibilities.

India’s Best Startups In Terms Of Tech And Future Product Growth

Why do this when there are no UPI fees and an abundance of UPI apps already?

No hate. Just curious why they’d build this

Slice launched a…UPI app?

Generalist

Welcome to Personal Finance's Private Community

Post Paytm debacle, government and RBI is wary of duopoly in UPI space.

30% cap on UPI apps ain't working as well.

What do u think about future of upi and digital payment?

As the deadline capping UPI Apps' market share to 30% approaches, the central government has taken a stance to not actively intervene in its enforcement or deferral.

Govt Decides To Not Intervene In UPI’s 30% Market Cap Deadline

Walmart and Google rules 90% UPI transaction

Senior Consultant

Welcome to Fintech India's Private Community

question: do we need another app do payments?

Flipkart enters the UPI race

Welcome to Office Gossip's Private Community

Seen it all. Ask and you shall be informed.

Ask me anything about Razorpay

Engineering Manager

Let's ignore what's wrong with startups, keep this an optimistic thread. Which startups make you excited about their future? 
The ones that have cracked product, GTM, model, or something else.

Name the best Indian startups :)

One for the believers: Which startups in India do you feel are going to make it really big? 🚀

Corporate Strategist

Walmart owns majority share in both PhonePe and Flipkart, PhonePe is a separate entity from Flipkart, but why is Flipkart itself entering into UPI ecosystem when it is dominant in e-commerce and PhonePe is dominant in UPI and payments.

Why is Walmart letting both organisations go against one another by building Flipkart UPI seems weird and waste by burning money.

Is it hoping Flipkart UPI to get market share from Amazon Pay or something else is at play here ?

Why not pitch PhonePe inside Flipkart app heavily instead ?

Why Flipkart built UPI ?

Heading back to the stone age

Who was the person behind the development and launch of Paytm soundbox? I’ve read articles about how Vijay thought it was a break-through idea while waiting for a payment confirmation with a shopkeeper. Is it true? 
I think the product is really one-of-its-kind built for users across the spectrum and would like to know more about the people who worked on it.

Paytm Soundbox

Folks, I have been loyal paytm user but seeing recent developments about their wallet, looking for alternate wallet app which can give UPI facility and other things which paytm has.

Paytm Alternatives

Will Vijay Shekhar Sharma be able to revive the company in next 6 months or Paytm will lose its existence among upi customers ???

Paytm and it's downfall

What will happen to these startups who allow gold investments now? 😂

The end of Jar

Software Developer

What is with all the buzz around these 2 new apps? Are they solving some new problem?

Pop UPI and Super.money

What is the most exciting fintech innovation you've seen in India recently?

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Senior Software Engineer

- RBI Governor Shaktikanta Das launched UPI Circle and Bharat BillPay for Business at GFF 2024
- UPI Circle allows delegation of payments to trusted secondary users, capped at INR 15,000 monthly
- BBPS for Business streamlines B2B payments, offering services like invoice management and AR/AP dashboards
- EnKash and OPEN partner with NPCI to launch B2B invoice payments on BBPS for Business platform
- RBI approves FACE as self-regulatory organisation for fintech sector 

 Source: [Inc42](https://inc42.com/buzz/global-fintech-fest-2024-rbi-governor-launches-upi-circle-bharat-billpay-for-business/)

What according to you will be the next game changer innovation in digital payments/UPI?

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