Apps which give you a summary of your overall expenses including irrespective of modes of payment(cards,bank accounts etc)
Wallet by Budgetbakers I’m able to connect to my bank account and all my credit cards
But planning to switch to Fold Money fully when they add support for credit cards.
Why do you wanna do that ?
Wallet is great but since it’s by a small european company, connecting to indian banks can be wonky sometimes (and lesser known banks may be unsupported). Also, their support is pretty slow. But imo it’s still the best PFM out there for indians today. Hoping to switch to Fold once it reaches a similar level just because I expect their bank connections to be more stable.
Maintaining everything on spreadsheet, including stocks and MFs. Google has its own function to get scrip data which gets update everyday. For MFs, you can import data from amfii.com automatically which can then be utilised to check your daily MF value. Similar thing for NPS as well. Only thing which now remains is getting bank balance which I update manually. Have been using this system for more than 5 years without intervention of other application
