What's the current scene with Indian FinTech

Companies masquerading as digital banks/neo banks - (but in reality only providing good consumer interface on a partner bank licence and products) - No real business model as of now, won’t be big and layoffs will come. That covers your Jupiter and Fi money. payment gateways like Razorpay - some ways of making money and growing, opportunities to cross sell a lot of other products to merchants ,- Good if they execute correctly. Razorpay will do really well

I have seen a LinkedIn post yesterday from a Cashfree recruiter hiring for sde3/sde4

Probably not a great time to join any company. They all have challenges

Consumer not so good, B2B kindof in a better place, still look deeply in their financials.