Which is the best credit card if your spending is 40k/pm

Could you give some options to choose from or how to find the suitable one ?

If your spends mostly are for amazon, then go for icici amazon card( actually even if you don’t spend much there still get the card, its 5% cashback and no charges) If you use at restaurants and similar places, then go for regalia, good cash back. There maybe better options now. If you travel and also have contributions to health insurance and stuff like that, use Amex. If you spend online on special platforms a lot then take partnership credit cards. And if you spend every where and prefer points to cashback, then there are bunch of cards but recently I heard good stuff about Standard Chartered Bank’s. If you are young and don’t have much financial commitments then try to avail at least two to three cards. And maintain a log of target spends for each card. Take the low end ones. It will increase your score and also lets you get a bunch of benefits. Most importantly protection against frauds. But before you do all of this, make sure you really understand about credit cards and the pit falls. Most of these recommendations are stuff I researched sometime ago.

Stay away from SBI card They'll keep charging you even if you close your account. Just see google reviews of their offices and you'll get what I'm saying

OK 👍

What was your total payments via cc?

I made payment close to 3l

Heard that there are some cards that give good rewards based on spending milestones

Only 2.5% cashback right ? Whats the advantage compared to other cards ?