Why do i have so much difference between the two
Its been like this since past 2 years
Crif is like mom is a bit rigid.
Experian is dad, chill.
Mine is 888 and 777.
Don't worry just see excellent that is fine
Both are different organisations...thier methods are different to calculate score.
There are total 4 credit reporting agencies in India :
1. Cibil (mostly used by banks for personal,home loan etc.)
2. Experian (mostly used by nbfc for consumer durable loans)
3. Crif (mostly used by all technology based instant offering nbfc and Business loans)
4. Equifax( .... Not sure 😀)
