ADVICE TO ALL EMPLOYEES :

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively.

Good points but much of this assumes we’ll always take right decisions or choose wisely. To err is human and the hope is to err less while staying on such ideal path.

ChatGPT please go home, you’re drunk!

Opening Gyan chakshu at midnight.

Appreciate ur efforts.

Bookmarking...

Things don’t always work out as planned. Better to make good of what you get. The advice by OP is too idealistic.

Hi @Eaternaloptimist I have a question - what do you mean by work welfare in point 12? Can you please suggest communities or groups for the same?

We all speak about starting a business. But how does one start?

I’m a UX designer. I don’t want to freelance and at the same time have a full time job. I’ll be putting all my eggs in the same basket. I want this start off something small. Probably spend one hour everyday for the next 10-15 years to build it. How can I start off?

I’m fortunate to live in a home owned by my parents in Bangalore. I will continue to live in the same home forever. Hence I don’t have the burden of paying rent. I can spend an hour or two everyday in upskilling. But there is a limit to constantly keep upskilling. I also need to focus on a trade or a skill that is different from UX. Say I start selling goods. But how do I narrow down to what I want first sell, how to sell and whom to sell and where to sell at? How can one make this decision or at least start off to just explore? Let’s say I can invest 10 Lakh today How can I build business that I can completely rely on once I turn 45-50?