So through UPI we are doing a lot of small transactions which just fuck up the bank statement. Was thinking to use any neobank card like OneCard / Jupiter / Slice. Which one would you suggest? Would be great if I can have amazing offers/lounge access etc. in them.
I have used OneCard. It’s a convenient credit card to pay with. No offers but I think you get 1% back.
So, I use it for daily expenses so that my bank statement is not f’d.
Slice is a big no-go. That is absolutely crap in terms of experience and since it’s a credit line card, they open up a loan in your name every time you transact from that card.
Haven’t used Jupiter so I can’t say.
I would suggest a Rupay credit card, which you can use for UPI spends as well. Rupay select cards will get you lounge access and spa access as well on airports.
for UPI download kiwi app, (rupay cc from axis) for everything else get a hdfc regalia/infinia as per your income level.
Optimising further is too much effort for too little gains, all that is best left to cc geek folks.
Just get a proper credit card (preferably one on rupay network) - tata neu infinity would be your best bet and use it
For the same reason , I used KIWI Axis credit card. 1% cashback on all spend >=50 and for me, it is accepted on all the stores near by me.
I currently have these cards:
I have the following CCs
ICICI Amazon is hands down the easiest card to use.
Main spends: Food from Swiggy (quite a lot) Groceries from Instamart/Zepto One flight round trip per quarter to home Going out for food maybe once a week
Any advice? How do I approach this?
