AU Ixigo

I applied for two credit cards in the past month. Amex Platinum Travel & AU Ixigo. Amex was approved very fast and I even got the card very soon. On the other hand, AU Ixigo application got declined 💀💀 Any idea as to what extra checks or criteria these guys have? My cibil score is very good, have HDFC, ICICI and OneCard cc’s, pretty decent net salary as well.

On another note: Please suggest a cc with 0% forex fee and lounge access…. That was my main reason to apply for the au ixigo card in the first place xD