Beginning of personal finance management journey

Hi, I have recently graduated and now I'm going to start my career as a software developer. Can you suggest me with resources for managing finances along with taxes and how to do investments or guide me how I can manage my expenses by giving some tips? My base is around 14Lpa. My rent is around 25kpm. And monthly necessary expenditure of around 15kpm. I am not that well-versed with taxes also. I'm learning about them. Currently I invest 3k in MF every month. I would like to your suggestions and advises for the same.

Hello all, so I'm a student still, I'll would be joining a company soon and I want to learn about what all tax systems we have and how do I manage them, I want to do them myself in future, where do I learn and what all should I be aware of to save as much as I can? To start with, I come under 30% bracket, basic salary is about 50% of my base, HRA being 20%, PF 6% and Flexible 24%. I don't have any loans on my name and I'll have to live on rent. I'm also curious on which sections could I be saving and how.

How do you folks go about remembering what to do when with regards to basics of tax planning ? Things like using all the various tax exemption levers LTCG,investing in 80C etc PS:Noob alert !

I wasn't doing proper ITR, I was in the family biz for the last 6 years, recently joined a startup and they don't have any proper salary composition. My current salary is 35L in hand (2.9L per month). Apart from HRA how do I save in taxes? is there an app which does it for you?

Hey folks, I'm a recent graduate, got a job at a startup and the base will be <15, >10. Shifted to Bangalore (more like returning after 6 years, lived for 4 years before that). Since I'll be starting my full time journey soon, I want to know how you guys split your take home salary into needs, wants, luxury, savings, investing etc. Currently, I'm in a rented flat in HSR (my split is 7k) and will rent out/buy some home appliances. Food would be around 10k a month (no maid, all outside). I just want to know your experiences on spending and handling money. Not that I'm bad at it, but this is the start of my journey and I would like to know how other people manage their money, so I'd know if I have to tweak some things. Do tell any strict DOs/DONTs, common mistakes.

So I am going to come in a tax slab from next month, probably will make 80k+ per month. In this case where I should invest for my future safety. As I am only male child of my parents, so it's my responsibility to earn and save so that I could bring happiness in their life. Please guide me from your personal experience and challenges that you gone through in your past.

Hello, I'm curious about your insights on smart investment strategies for the money I've earned through internships and other sources. How can I make the most of these earnings? I'm open to suggestions and keen on learning from your experiences. Thanks in advance for your valuable advice!

I am having 21LPA package and I want to save taxes on the new tax regime. Please suggest

I wanted to check up on the fact whether i am doing things correctly to save taxes or not and below is the details for the same. Gross Salary - 3,30,000/Month PF Contribution - 16,000/Month Income Tax - 75,175/Month Net pay - 2,38,000/Month If i can save more taxes, how should i proceed furter assuming it's my first job and I've got little zero idea about anything around personal finances and taxes.

Hey, I'm a fresh college passout working for a startup and I gotta do taxes now(how fun). The organization is making me choose between the old tax regime(2022) and the new tax regime(2023). My in hand is 9LPA. Which tax regime should I choose?