QuirkyPenguin
QuirkyPenguin

Best credit cards for beginners

Hey everyone , will be starting my professional life this month and I am looking for some credit card recommendations.

4mo ago
Find out if you are being paid fairly.Download Grapevine
ZippyMuffin
ZippyMuffin

My suggestion is pls don't take any credit card at start of ur career, u will spend way out of ur means without knowingly and end up in debt trap .. ppl should use credit is they have min of 1+lakh per month or if they smartly can use it on big purchases or restuarants to gain some points n benefits which in long-term can benifit in cibil score and other purchases or offers frm respective banks

ZippyMochi
ZippyMochi

This is true ^

DizzyBiscuit
DizzyBiscuit

Exactly. Would suggest to wait a year or 2 at a minimum before applying for one.

SparklyCupcake
SparklyCupcake

Tata Neu rupay CC!

JazzyPancake
JazzyPancake

I got in this cc debt trap bro as i couldn't manage CC early in my career. Took me over 3 years to clear the debt. Finally, now i have understood how to use it wisely...

GoofyJellybean
GoofyJellybean

If you tend to use Amazon or even just spend 6k per month on bill payments, recharges etc. Then do consider Amex Gold Charge card to fetch atleast 8.33% return. Feel free to DM to know how to achieve it.

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