Hey guys I have an investment horizon of >10 years and am willing to commit to a fund that offers more than 12-14% (nifty returns). I don't want a extreme amount of risk (think micro cap/ very risky small cap funds). I'm okay with ~18% returns over this horizon. Please give me some opinions, I'll read up on them too.
Parag Parikh Flexicap
Why is it better than let's say an axis Bank flexi cap
Axis has lost its team and associated investment philosophy. I have a fund from axis, giving pathetic returns even during post covid bull run. I am an old school never sell equity investor.
PPFC has patience & wonderful art of picking stocks, plus they have some exposure to BigTechs, so low cost leverage.
Gold 🤔 ?
Something catastrophic would need to happen in the world for gold to grow 18% every year for 10 years. I'm not comfortable betting on a catastrophe :p
Just messing around. Nobody can bet on one thing for such a long timeline. Diversify enough to achieve this
18% ish returns over 10y are impractical for the kind of risk you are quoting. The aftermath of 10y with 15%+ returns is surely a big bubble burst.
If any fund style can give 15%+ over 2024-34 (even for microcaps) that would mean a very low entry base or very high inflationary period or a sudden regulatory change driving all assets towards Equities.
For managed funds, possibility is a very niche manager with smaller AUM who can take agile bets and be extremely lucky. But can't aim tmfor that possibility.
I cannot think of any other scenarios with Equities warranting that high returns.
Any potential candidates?
Hello good people of grapevine,
I have recently started my full-time job as a software engineer, and wanted to start my journey into investing.
After doing a bit of research, I feel SIPs in mutual funds is the way to go forward at this...
Which are the best mutual funds for long term investment. The aim is to at least beat index funds and inflation! Also, please recommend some good small-cap funds for good returns!
Index fund
