GhostCoder

Buying anything on cash/in full payment of any mode >>>> EMI

I know people will dis agree... but I believe even it takes some time to buy it ... it is ok but buying with full payment it hits different

1mo ago

iron_man

Yes, it is true also EMI has a 16% interest rate, which is the highest among all types of loans.

Kargat

Buy it fully with a credit card and once the transaction is done, pay the credit immediately.

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Curated from across

FreelanceWriterFreelancer14mo

iPhone 15

PSA: if you’re planning to buy it on EMI, you probably don’t need it.

Cred has a section called on-time payments in their credit report section

If you purchase a product worth Rs 100000 using no cost emi for a period of 6 months. Would this affect your credit score?

If you pay each of the no cost emi bi...

NewLevelFreshworks9mo

PistaStealth14mo

Need some sensible inputs.

Top comment

If you can't buy it twice, you can't afford it. Applies to every significant purchase.

AkazaStealth17mo

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Or get it on the stores.