Risk Appetite in MFs
Hi folks, Wanted to know how much you guys have lost in Mutual Funds over your investing span? Saw loads of stories of upsides however would love to hear how risky these could be just to keep myself calm and composed incase such a correction happens.
majboormajdoor
Stealth
9 months ago
We need to see a drastic Equity down market ASAP!
The current dream run is misguiding today's new investors about Equity asset class and risks. Drawdowns have gotten so rare, it really feels like a dream.
FruitfulHit
Stealth
9 months ago
Yes, actually waiting for the Euphoria to pass. Have lost money in markets before so waiting for it as well. How are you shaping your portfolio for 2024?
majboormajdoor
Stealth
9 months ago
Waiting with a lot of dry powder
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FruitfulHit
Stealth
9 months ago
Consider COVID is a very rare occurrence, what should we expect on an average dip?
SilentObserver
Stealth
9 months ago
If you invest for a 15 year duration, then you will never loose money. MFs are a game of patience.
lemon
Stealth
9 months ago
Have you done it? Is it from experience or theory?
SilentObserver
Stealth
9 months ago
Done it and still doing it.
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Brutallyhonest
Stealth
9 months ago
Mutual fund investments are subjected to market risks, please read the offered documents carefully before investing. Jaan hit me jaari
FruitfulHit
Stealth
9 months ago
Haha!
All those started their investing journeys before covid must have witnessed 20-30% drawdowns. The downside protection in MFs is not very high against index.
FruitfulHit
Stealth
9 months ago
Agreed, how do you hedge the risk?
Corpdaaku
Student
9 months ago
My dad was not aware of MFs in 2008, he did a lump sum investment in reliance mutual fund(now Nippon) for a mere Rs 4000
It is now worth ~1.2 lakh
That's 26x in 15 years
FruitfulHit
Stealth
9 months ago
That’s insane!
Shouldn't be losing money if your outlook is to stay invested for the long term.
I'm personally sitting at a XIRR of 28% since before COVID. invested heavily during COVID collapse.
FruitfulHit
Stealth
9 months ago
Got it, thanks man!
FruitfulHit
Stealth
9 months ago
I think this is exactly the kind of cases I want to avoid because it paints a false narrative of high profits in my mind.
Would want to be cautious at this time.
FindingHorses
Stealth
8 months ago
I started in 2015 haven't seen bear market much myself.
