DerpyKoala
DerpyKoala

Best LTF Credit Card

Hey I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks.

Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc

If I was to apply for 1-2 more cards, which should I go for?

I’m 25

11mo ago
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ZestyQuokka
ZestyQuokka

HSBC visa platinum
It has restricted lounge but gets you Indian international lounges (you generally get domestic lounges on card) You also get Amazon and Swiggy gift cards

All this for Zero rupee investment

DerpyKoala
DerpyKoala

Do they have a Rupay variant by any chance?

ZestyQuokka
ZestyQuokka

No man

I'm searching for Rupay variant myself. All of them ask for money

FuzzyNugget
FuzzyNugget

Stick to the AMZ ICICI, it's really good Get Axis Airtel for cashback on utility + food, fees will be more than worth it scapia is a good LTF card for lounge access If you're open to FD-backed cards, check out simplifi federal. its a good LTF weekend card

FloatingUnicorn
FloatingUnicorn
Amazon11mo

You can check out IDFC Wealth Card, it's lifetime free and you great Dreamfolks card along with it

If you're looking for ROI from your CC, then need to dive deep and understand which CC can get you maximum cashback/points and also which has a good redemption of points as well

DerpyJellybean
DerpyJellybean

IDFC wealth is good and it’s ltf

SparklyBurrito
SparklyBurrito

HSBC Platinum Bookmyshow 1+1 offer Domestic and international lounges Never had hidden charges Excellent customer service

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