Folks@CRED: Does CRED read e-statement from bank?

I know that we give out our credit card details and email for each credit card that we add.

I called customer support they agreed taking data from email and sms(on iPhone sms reading is not allowed so only email there).

Whenever we do transaction on credit card we get email about it, maybe they are reading it in real time and storing the same info?

I doubt they are reading E-Statements, so I went ahead and looked into EMI that I started, no email from bank about breakup of emi but still it always showed up in my CRED statement. The thing is that on doing EMI first they show all amount is debited from card limit then in statement they deduct first month emi then next month and so on.

This is seems difficult to track manually by CRED so it makes sense that they look into locked pdf E-Statemnets. Opening them is easy most of the time and every bank has standard like 4letters of name and card number

But icici asks name and birth date and CRED does not have that I hope, so please correct me if you work at CRED