WigglyRaccoon
WigglyRaccoon

HDFC Infinia Credit Card

Anybody got a LTF (life time free) card in last 1 year? Please share your journey? Any other high-end popular LTF card?

13mo ago
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GoofyQuokka
GoofyQuokka

How're you getting Infinia LTF?

WigglyRaccoon
WigglyRaccoon
Google13mo

My Jr. got it 2 years ago; so that’s why me asking everyone.

DizzyLlama
DizzyLlama
Atlys13mo

2yrs ago most people got upgraded during covid As long as they had done significant spends

But now, the scenario has changed, there are no LTF offers

FloatingPancake
FloatingPancake

Axis Magnus

WigglyRaccoon
WigglyRaccoon
Google13mo

How much is your savings acct avg balance?

FloatingPancake
FloatingPancake

It's not a lot, but I have a salary account with Axis

FluffyCupcake
FluffyCupcake
Amazon13mo

I have HDFC DCB LTF, though it passed its hey days but it still has good benefits for air ticket bookings and lounge visits across the globe.

WigglyRaccoon
WigglyRaccoon
Google13mo

You got DCB black?

Anything other than Infinia is pretty easy to get as LTF. I can guide if anyone needs.

CosmicRaccoon
CosmicRaccoon

Not sure if you do this. I use PayZapp app along with gyftr to get discounted vouchers from Swiggy, zomato, Myntra, and some other sites. Varies from 3% to 10%. It’s helpful that way.

JumpyPotato
JumpyPotato

Guys, I am in the lookout and process for finding a good card. Have account with hdfc, icici. Have been pursuing my hdfc RM for diners black ltf, she straightway rejected. Pushed me to take millenia, I rejected. Finally settled for regalia, but she says it's not sure, she will try. Not sure if she will be able to give or not

Any other guidance? Any really good and easy to get card from icici which compares to regalia?

MagicalMuffin
MagicalMuffin
Amazon13mo

Regalia gold has a very straight forward req of 1 lakh+ salary per month.

ZippyTaco
ZippyTaco
Tesco13mo

You only get it LTF when your company has a tie-up with the bank. I just got the card and my company didn't have that relation with HDFC but they still do give LTF Infinia.

WigglyRaccoon
WigglyRaccoon
Google13mo

When did you got that LTF last?

ZippyTaco
ZippyTaco
Tesco13mo

I didn't get LTF but they still give it. I asked the person there directly for LTF and she checked the companies' list and told me that your company isn't in the relationship list so we can't.

MagicalLlama
MagicalLlama

If you're earning 2.75l per month and have spent 7-8l in the last 6 months, HDFC can upgrade your card to Infinia. But it won't be LTF, max they will do is FYF. Infinia upgraded version launch is in the cards so they are even devaluing Infinia now.

DerpyMarshmallow
DerpyMarshmallow
Gojek13mo

@Rakz is this 2.75l after taxes?

MagicalLlama
MagicalLlama

Yes in hand monthly income

FuzzyPickle
FuzzyPickle
Amazon13mo

If you are a Google Employee then AU bank would give you Zenith credit card LTF. ( its otherwise 5k or 7k plus Gst). Its a good easy to get card for google employees

PrancingQuokka
PrancingQuokka

Amazon Pay ICICI is good. 1% universal cashback. I also have a Kotak Rupay card for UPI spends.

PrancingQuokka
PrancingQuokka

Both LTF of course

QuirkyJellybean
QuirkyJellybean
Google13mo

I got it LTF a year ago. The RM kept pushing me to get it so I finally gave in and got it. The rewards are quite good in my opinion. Probably the best card on the market right now.

SwirlyNarwhal
SwirlyNarwhal

ICICI Sapphiro ( Amex & MC) 18 lakh credit limit

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by ZestyQuokkaGrowth Manager

HDFC Regalia Gold Credit Card

Recently, a sales representative called me from HDFC Bank offering the HDFC Regalia Gold credit card stating that it would be lifetime free for me since I'm an existing Credit card holder

I went through the charges for this credit card ...

Fintech India
by DerpyBananaSoftware Engineer

Infinia or DB LTF ?

Is there any way to get HDFC Infinia or DB LTF? AFAIK we can get First year free diners black under alumni program but is there any way to get LTF? Thanks :)