
Honest feedback on my startup
Hey guys, I am building a personal finance management, essentially FinTech in India  to give users, a smart banking experience without any neobanking bullshit .
Don’t have to open a new bank account to have great features like a Jupiter has. Not selling credits. And great user experience.
The best part to track and manage your finances, I don’t ask for your gmail access or do any SMS scraping so what do you think? 

How do I sign up, I'm excited! Fold didn't manage to fetch my data, I don't know if it's a bug or what, and also supports very few banks, I'm excited for this!

How does consent work here?

I want to understand how can I link my bank account to this app. I am a stakeholder, how does the bank manage this consent? I want to understand the process if you could please tell.

Long story just search for Account Aggregator and you can read about it. Rest assured it’s secured by Gov. and Regulated ❤️🚀

Hey man would love to know more about how you are getting the data from the banks. My opinion is that this is an extremely useful feature that should be provided by the incumbent players such as CRED, INDMoney, Deserv. I like the product, design and UI but would love to know about how you are thinking of this as a business (it just seems like an expense tracker with a superior UI/UX). If you can keep costs low and get a good chunk of users you could get acquired pretty easily.

Just read your comment. So, it seems like you're building off of the recent Account Aggregator rules passed by RBI. That's pretty sick. I'm currently building something in the offline payments space and have been running into a compliance wall for just getting the MVP launched. It would be great to get your advice.

Please message me on my twitter account, happy to help.

Have few questions. Please feel free to not answer:
- What is your ideal target group?
- What is the main problem you’re solving for them?
- Is it useful for someone with just one bank account?

You know I spent months thinking about all these. Moats, Network effects, Business models... than said Duck it, Just make something people love. ❤️
You will get all these answer when you use it. Just follow me and wait for the teaser of the app will show the entire UI before launch.🚀

How it will fetch the transactions data

Bank partnerships 🏦

Sounds something similar to https://fold.money ? Great landing page btw!!

Thanks. Improving it also.
About Fold, when I started working on this project, I didn’t even know they existed but one thing for sure not going to ask people pay for simple features like Fold is planning to

Which FIU license are you using. I have heard of AA but only in context of lending.
App if good will be useful I have used some similar apps in USA always wanted something in India

What do you mean by personal finance management here?