What is one personal finance habit that has changed your life?
I’ve noticed different people have different ways to approach their financial planning. Hoping to learn from each other and perhaps help others who read as well.
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If you 'want' to buy something, wait day or two (I wait a week) to know if my heart is still stuck at it. Generally (...
1 year in first job, please help me assess and improve
I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:
Income: 22LPA
PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh
Income for new FY post incremen...
Investment planning
Looking for an app/service to help me plan personal finances, investments etc for me and my wife. Any suggestions? Apps don't really cover overall personal goals, what one needs to do etc.
Savings rate and investment allocation rate
Hi folks,
We, as a family of two, roughly save 50-60% of our salaries every month. Amongst the savings, 95% goes to equity mutual funds (index). We don’t have any other hard asset and stay on rent in a tier 1 Indian city hardly without ...