I am Tcser working for 12 years having package of 10Lpa . Switch job or high studies in abroad ?

I am Tcser working for 12 years having package of 10Lpa .currently playing scrum master and business analyst role . I had been promise for onsite and am waiting for 2 years now . They are simply saying billing issues.

As I have great aspiration to go abroad and pursue my higher studies . Also I have family with two beautiful children studying in good schools.

Should I go abroad for studies or simply switch company . Someone please advise .