I don't get the hype why people want an iPhone when they can't afford one?

Phone is a necessity. Ok cool, no problem. But expensive phone, oh sorry SUPER EXPENSIVE PHONE??? Not really. If you can't afford one, why do you want to buy one? EMI pe phone lena, does it even make sense? And why do you want to go over your budget and get a phone, on which you are only going to watch reels, and occasionally take some photos? If you have money, no problem. But if you are living on edge, you have bills to pay, you barely save some money, why would you in your right mind get a phone so expensive? Forget the phone, the maintenance itself requires monthly spending. Forget charger, cover, glass, apples very own services apple music, applecare, etc all those things are also going to cost. If you are not going to use those, and instead go for some cheap free to use service, get a normal not so expensive phone. You don't even have an apple ecosystem or are trying to get one in the near future. You are already not using half of the features the iPhone has, then what's the point? I'm tired of my friend's half cooked brain arguing over getting an iphone. No offense bro, but you hardly save a month half of what airpods cost. The market is so volatile. You should focus on savings for your own emergency. I don't see a need for why you need an iphone. Heck, I saw a rickshawala owning a 15pro the other day! Good for him for getting an iphone, but then how are you managing finances? Am I missing God's daily drop of money or are people really this dumb?