SqueakyBoba
SqueakyBoba
Student

I have 25 lakhs in my account

I have been working professionally working from the last 3 years as a software engineer and I have 25 in my savings account, I have never invested my money before but it feels like a serious mistake on my end. I am looking for advice how should i split this money and invest in various streams i am ready to Invest 95% of it

15mo ago
Find out if you are being paid fairly.Download Grapevine
DerpyWaffle
DerpyWaffle

What's your current ctc?

SqueakyBoba
SqueakyBoba
Student15mo

30, 25 base

SqueakyBoba
SqueakyBoba
Student15mo

Oh yeah and i am doing wfh for 3 years

SwirlyTaco
SwirlyTaco

Invest 50 percent in Mutual funds and rest 50 percent in FD

WigglyMochi
WigglyMochi
Oracle15mo

If he invests 50-50. Then how will he use UPI?😂

ZippyBoba
ZippyBoba

FD??? 😅

GroovyPancake
GroovyPancake

In same situation

  • I put 20 lakhs into debt mf and started an stp to a index fund every week of 10000.
  • Started SIPs in large cap, mid cap and small cap funds
  • did a monthly sip to goldbees via small case
MagicalWalrus
MagicalWalrus

How much do you make every month bro?

ZippyBoba
ZippyBoba

Bang on.

Btw, why Goldbees via Smallcase and not directly? @JealousMix70

JazzyNarwhal
JazzyNarwhal

Buy individual life, accident and health insurance. If you are rich, life/accident insurance is not required but health insurance is still recommended. Keep some funds for any emergency purposes. Invest Remaining in mutual funds based on your time line and goals.

SqueakyBoba
SqueakyBoba
Student15mo

I have both term and health thanks

PerkyHamster
PerkyHamster

I recently enrolled in 1% club try it out it will help you with personal finances

PerkyMochi
PerkyMochi

There is enough free knowledge available on youtube. You need not make these finfluencers rich.

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