Incentives and outcomes

“Show me the incentives and I’ll show you the outcomes” - Charlie Munger.

I haven’t yet found a profound statement to describe everything that happens commercially across the globe.

Share your examples how incentives are misaligned with outcomes that you would expect so we can think deeper.

Let me start off -

1. Relationship managers advising you to buy financial products that have high commission vs what’s appropriate for you.

2. Insurance agent / broker selling you policies with high commission with poor returns or missold benefits.

3. Doctors advising you to get a surgery when it may not be really needed.

4. Pharma companies potentially not finding cures when they keep you hooked lifelong on their drugs? 💀

These are some things I have wondered about. What about other examples?