sisyphus

Investment ideas for short term (<1yr)

I am planning to save some % of my salary every month and go on a trip at the end of the year.

My plan is to save around 3k-5k every month apart from my usual monthly investments.

I haven't planned anything yet so I am open to your suggestions.

10mo ago

TallTales69

Unemployed10mo

Keep it in cash. Anything else is too risky in the short term.

Best case sweep in account.

sisyphus

Stealth10mo

I thought of auto-sweep but HDFC needs premium account (the one with 25k minimum balance) so I am not sure whether to go for it

TallTales69

Unemployed10mo

Go for it. Its a small minimum balance to maintain.

FunnyBones

Plivo10mo

If u were to ask where to put x lumpsum amount for a year then some investment strat will work. The way u wanna do, just keep it in ur account.

sisyphus

Stealth10mo

Fortunately, i can invest all of the money that i am planning to save throughout the year at once, without breaking my savings much. So if you have any idea, please share.

FunnyBones

Plivo10mo

FD is ur best bet as it’ll be safe and u can get 7+% interest. Maybe more if u book in some small finance bank.

CharSoBees

Tekion10mo

Paytm FD

sisyphus

Stealth10mo

Can you please elaborate? I don't use PayTM so no idea

CharSoBees

Tekion10mo

You can do FD on Paytm bank..check out Paytm bank

disgustedEmp

Momoney10mo

You can try putting it into debt funds or P2P lending. For a year or so they would give you more interest rate than FDs for sure.

sudo_whoami

Stealth10mo

FD Laddering I'm doing this for about 8 months now, saving up for higher education. I feel it's the safest option to go for in short term

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CorporateGurlDeloitte4mo

Investment ideas

Hi, all

I could use, around 15-20k per month to invest. Please give me some nice investment options. New to investing so please suggest low risk ideas.

Open to both long term/short term investment options.

Much appreciated.

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eleCtrikSAP9mo

So I was planning for a Vietnam Trip in May and was planning to save for it, currently I'm earning around 125k/ month and consistently investing around 35k in stocks and SIP, so for travel should I have another SIP in MF or should I save...

BaburaoPayPal19mo

Investment ideas

Hi all , I have some 10 lacs of savings which I don't want to keep idle in the bank for obvious reasons, I need suggestions on where I can invest for the next couple of years with Medium risk involved. TIA.

OddCentury1KPMG4mo

Hi All, I need advice on how to invest my savings, don't have much to save but can save 3-5k a month, what will be the best option to invest the amount regularly. Kindly suggest.

StarrlordStealth10mo

Saved my first lakh

I am 25, no one is dependent on me I would like some idea s on where I can spend this 1 lakh maybe something material or a experience

Or get it on the stores.

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Investment ideas for short term (<1yr)

Investment ideas

Saving for a Vietnam Vacation

Investment ideas

Hi All, I need advice on how to invest my savings, don't have much to save but can save 3-5k a month, what will be the best option to invest the amount regularly. Kindly suggest.

Saved my first lakh

Investment ideas

Saving for a Vietnam Vacation

Investment ideas

Hi All, I need advice on how to invest my savings, don't have much to save but can save 3-5k a month, what will be the best option to invest the amount regularly. Kindly suggest.

Saved my first lakh