how much would the net monthly take home be? how can i arrive at the final number myself? pls consider the old tax regime and standard 80c deductions; i also have a student loan worth 17-18 L @10% (i think i can get some deduction on tax on it)
Gross-PT-PF(ur contribution & employer contribution) - taxes
How TF you have 3600 combined PF contribution? I mean I earn 20% of what you are being offered and my combined PF contribution is 8K/Month. Isn't there a law that some X% minimum has to go to PF??
the least amount employer and employee have to put towards this scheme is 12% of 15k (1.8k per month), if your employer allows it, you can put the minimum 1.8k in your pf to increase your take home
What is HRA & LTA ?
house rent allowance and leave travel allowance
My estimate is around 2L pm. If you do 1.5 80C, 50k 80CD, 3-4L rent, and edu loan I have no idea what's the yearly interest. But considering all this it should be slightly above 2L.