PeppyMochi
PeppyMochi

Query regarding credit cards

Hello grapeviners,

Recently, I came across saphhiro credit cards from ICICI Bank and was thinking of getting it since it is Lifetime free. Along with that they were providing Amex credit card as well. Has anyone used it before and could share their experience with it? What offers and discounts you could avail and what are it's demerits? What should I keep in mind while using credit cards?

Asking questions so as to get an idea from your experience whether to go for it or not.

1mo ago
3.7Kviews
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WigglyBanana
WigglyBanana

Absolutely if it is LTF It gives you dragonpass for international travel, some spa benefits in domestic airports

Plus any ICICI discounts you see + BookMyShow

Well worth it for LTF

DizzyLlama
DizzyLlama

Spa benefits are removed

PeppyMochi
PeppyMochi

Thanks guys for your replies @AlphaGrindset @jake_peralta_B99 . This is helpful. @jake_peralta_B99 you can do a post on the lesser known things that are remain hidden in fine print may be or something from your experience on the credit cards, as to how it should be used and can prove to be good or bad. That would really help.

DizzyLlama
DizzyLlama

Take it if Lifetime free. Good for offers that come up. They should provide you another operator along with amex, possibly visa/Mastercard.

I guess even icici has spend based requirements now for lounge access, so makes it useless for lounge access.

Reward rate is shit

You can get bookmyshow offer on this. I think it's B1G1, check bms website for more.

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