Ex-Policybazaar Product Head #AMA
With over 10+ years of experience in Product management within the insurance and Fintech sector, I’ve realized that product management is still not understood/defined well as a role. I’m open to all sort of queries.
I'm building a platform like Paisa Bazar, where I will be selling credit cards (I have a online distribution network from where I'll be diverting users)
On very cards landing page I want to list all offers for that particular card, From where can I get all these offers.
Big money lies in not selling credit cards but selling loans of different banks. Commission on credit card is peanuts in front of commission on selling loans.
Waana start small and test if it works, then move forward with other offerings and product.
The commission per card sold is around 2-3k per card depending upon how much card you sell and what your volume is. Whereas commission on loans is 3% for PL, 0.75-1% on HL, 2.5-3% on BL etc A lot of money can be made here, you just need a lot of people that will come to your website.
I know this domain inside out.
From the credit card websites .. talk the these providers they might be happy to share that info with you as it increases their biz
How to approach them?
With over 10+ years of experience in Product management within the insurance and Fintech sector, I’ve realized that product management is still not understood/defined well as a role. I’m open to all sort of queries.
I have the following CCs
ICICI Amazon is hands down the easiest card to use.
Anyone here that could help me understand about different credit cards and how to utilise their offers?
Mostly for travel purposes. Thanks!
I currently have these cards:
Suggest good credit cards which you are personally using. Both which are free & have annual charges.
Do mention which use case it is best for: -online spends -offline spends -foreign transaction -fuel spends