Super long message incoming.
TLDR- nothing is so straight forward. Nobody knows the answer other than you. Believe in yourself and do whatever the heck you want.
First of all,
It’s okay to share your CTC. You don’t have to take whatever they give you. Negotiate and you will see how easy it is to get paid well.
Second,
Don’t do higher studies hoping to get better job, do it for your passion. Like if you wanna learn something very specific in some field. Cuz if you don’t have passion for it, it will be a burden and has a possibility of regret.
Third,
Domain switch isn’t as scary as it looks from afar. Be prepared to fail royally. Take the loss and learn from it. Accept that failing is part of the process and doesn’t reflect anything about you as an individual. It will definitely take some time, but once you master it, I am sure you’ll achieve whatever you wanna.
Finally,
Don’t compare yourself to others. Maybe there are people who found their passion. Maybe they are people who were handed over their passions by someone else. There can be n scenarios.
All you gotta bother is where are you, where you wanna be. And how can you go there. And your end goal can be as vague as possible. You don’t have to decide the first path you encounter. Go through all your options and figure out which one aligns with your goals and your personality the most.
All the best. Keep us posted. Rooting for you.