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SparklyPanda
SparklyPanda
Jio

Term Insurance

Hey Folks! Planning to buy Term Insurance with 1Cr Cover. Which platform would you suggest? Ditto Insurance or Policy Bazaar?

10mo ago
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PrancingPotato
PrancingPotato
Stealth10mo

Ditto are good. They are not salesy people. They are into advisory.
For Term insurance-
Go with an established one. Check their claim settlement rates.
Note - You are not buying this for yourself, instead you are buying this for the ones you’ll left behind. Focus on easy, digital claim process and high claim settlement rates. The insurer should be there down the line 30-40-50 years.

JazzyNarwhal
JazzyNarwhal
Stealth10mo

PB is an aggregator of companies with corporate license. Ditto is an aggregator of individual advisors. You can buy from either of them. PB may be able to give you some discount though. If you rather prefer to buy offline, you may email me. I'm a registered advisor with Max life insurance in Bangalore having clients in different cities.

DizzyHamster
DizzyHamster
Stealth10mo

Ditto Insurance

QuirkyMochi
QuirkyMochi
Nokia10mo

How I do is/was to give a dummy phone number to get quotes and compatitive analysis. Then go directly to insurer to buy policy.

QuirkyMochi
QuirkyMochi
Nokia10mo

In policybazaar I mean. Forgot to add in original reply

ZestyDonut
ZestyDonut
Stealth10mo

Policy Bazaar is mental harassment. Use Ditto

JazzyBurrito
JazzyBurrito
Stealth10mo

Dm me. I am a financial planner and buying such insurance from those who are into same business is always better then buying with a third party because we can push for settlement in case of hurdles.

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