Have you used stable money for your FD investments, if yes how's your experience with it and how save do you consider that investment, is it better than normal bank fds?
A find the concept of adding risk to FDs for growth, bit weird. Why you want to risk the capital for 0.5-1% of returns? Isn’t it better to use Arbitrage funds or Debt Funds for 7ish% returns
They claim around 8.5% of return as opposed to FD which is 6.5% in hdfc atleast. Can you elaborate on your point 0.5-1% of return? Is it a fake marketing gimmick or some post tax deduction you get this much?
Would you be ok to put FD in a small grameen cooperative bank for 8.5% ?
You can check wint wealth as well. Investments of up to 5 lakh are insured by DICGC which is a division of RBI. So invest in FDs below 5 lakh and you'll be good.
