Hey Viners, wanted to know if the fintech companies have access to bank data, can they train models on these data and create better Credit Underwriting models ???
Would like to know your opinions on this especially fintech veterans and product and Engineering folks.
Account Aggregator platforms allows you to fetch bank statements with user consent and derive variables as per the use cases.
Absolutely. Every fintech that has (or asks for access) to bank statements creates their own models based on the data. Tools like Perfios are used to machine read bank statements.
We run a platform that works with SME'S , MSME's (can't disclose more on what kind, but like any transaction have buyers and sellers), have active 3 lakh users.
The amount transacted is above 150+ crore every month.
We realised that t...
This is just a prediction based on what I've been observing recently. Founder is publishing a lot of self ego boosting articles and aggressively hiring currently.
This has been going on for quite some time and they recently did some lay...
Founders cashed out decent chunks recently in secondary 🥲ðŸ«
I sent a connection request to the founders, one of them accepted, the other one has viewed my profile 3x but still n...
Genuine question: Why do startups hire "aggressively"? Is it VC pressure?
VC here. Doing this for fun. Don't take all views seriously.
Urban Company
Jupiter
Swiggy vs Zomato
