SnoozyBanana
SnoozyBanana

What is lacking in the Fixed return market?

Fixed return markets that are giving better returns than FDs like govt bonds and debentures are not gaining much hype in India, even though a lot of new people have started investing in the market. Is there any reason you see, where this market is lacking or things that should be improved upon?

11mo ago
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ZoomyMuffin
ZoomyMuffin

It takes time. Distribution is just picking up (since 2020, I suppose). To change the sensibilities and preferences in the investment world, it usually takes a generation. Equities and MFs needed a pandemic lock down to take off to the popularity level it is today. Give Bonds some more years.

JazzyNarwhal
JazzyNarwhal

Safety.

ZestyPretzel
ZestyPretzel
Swiggy11mo

Debt funds have terrible returns since Covid, tax benefit was removed by the govt. Govt bonds that have retail participation give less or at best as much as FD. Debentures are high risk if rated poorly including secured ones.

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by PrancingPickleStable Money

I'm Saurabh Jain, Co-Founder & CEO at Stable Money. Ask me anything!

Hi Grapevine,

I'm Saurabh, currently building Stable Money, India’s largest platform for fixed return investments.

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Hi Saurabh, Thanks for doing this. As somebody in their 20s who invests in mutual funds and stocks primarily, wh...

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Hey Saurabh, great to have you here on GV! How does Stable Money ensure that it remains customer-focused rather th...

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Why should one invest in FDs/Bonds while investing in NIFTY50 gives me better returns while being practically risk free?