DancingDonut
DancingDonut

What's the worst dark pattern you have seen in consumer apps?

I am pissed. There's this app which doesn't allow me to cancel UPI autoplay mandate in free trial without paying the first installment. Like wtf!

4mo ago
2.6Kviews
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DerpyBoba
DerpyBoba

Name and shame. I want to avoid this app please

DancingDonut
DancingDonut

Glance

DerpyBoba
DerpyBoba

Clearly an engagement farming / troll post because glance does not have UPI mandates or asks users for money.

ZestyQuokka
ZestyQuokka

Cancel the mandate from bank's end. HDFC has good setup in these cases

Do you have to call HDFC or its available in the app.

ZestyQuokka
ZestyQuokka

Available on the netbanking, not sure about app

All the personal loan apps have full access to your contacts and will start calling your friends and family if you don't pay the instalments. People have committed suicide over these issues.
The Banks and fintechs hire a third party to do it so they don't even get incriminated in these crimes.

DancingDonut
DancingDonut

This is only Chinese loan apps right. The regulated ones can get into deep trouble over illegal tactics.

DerpyQuokka
DerpyQuokka

From which app you allowed for this mandate?

DancingDonut
DancingDonut

Paytm

DerpyQuokka
DerpyQuokka

I also do from Paytm and it allows me to cancel whenever required

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