What's happening with Fintech - Startups are kicking up accessibility for the niche segments of asset investing using tech (AI), lesser innovation and more sort of capitalizing the already created use cases of investing and wrapping it up using some better ui/ux, instead of solving newer problems newer bharat!
A broader portion of Bharat who don't even know what investing and who can't afford personal fund manager, they do have money goals in their mind for themselves and their loved ones! - what about these people?
What actually it should be - Main goal should be democratizing the financial services and making it accessible for all!!
Can be thought of as a copilot for financial planning and wealth management!
Views on the thought process??
Is this true or is it just me?
I feel at this point there are no moats in consumer fintech.
The framework seems to be in a rut, everybody is doing the same thing.
Account aggregator, spend insights, personal loans, credit card, mutua...
I’m looking to switch to B2C FinTech startups in India with good product and team! Do suggest if you know which one are those
A quick background: founding product and business lead at web3 stealth startup, before worked in web2 FinTech
What's future of fintech in India? At the end of day everyone is eyeing lending as a segment but underwriting using new criteria for serving undeserved market itself looks non sustainable due to risk of defaults. Add regulatory intervent...
