Paytm

The show cause notice now about misrepresentation of facts. Not sure if they really made so many mistakes, or are being stopped from becoming something for other reasons.

What strategic advantages does Zomato aim to achieve by acquiring Paytm's ticketing business, and how does this move align with its broader vision of expanding beyond food delivery? Are they going to make changes in existing platforms?

- Bernstein suggests that a partnership with a bank or NBFC could help Paytm leverage its customer base for cross-selling non-bank products. - A significant investment from a major corporate house could enable Paytm to revive its business faster and avoid future regulatory shocks. - Bernstein projects that Paytm, in its current form, is well-poised to achieve profitability by FY27. - The brokerage firm believes that rapidly scaling up secured lending and getting a share of the merchant discount rate on UPI payments could drive profitability faster by FY26. - Paytm's losses have soared due to the RBI barring its payments bank arm from business activities and the government's reduced budgetary allocation for digital payments. Source: [Inc42](https://inc42.com/buzz/acquisition-by-bank-or-nbfc-best-scenario-for-paytm-bernstein/)

So most of the byjus folks and a few Paytm Folks recently joined Nielsen Media. And I will say there is a guy who has worked with Flipkart, Swiggy and Byjus is scheduling a daily call with 60+ people. So this guy along with his subordinates bragged about their Byjus experience and Paytm experience. Also these guys joke about the existing senior leaderships and planning to lay them off. The worst thing is that these guys are doing micro management 101. Staying here just because of my manager as he is very nice and he belongs to the existing senior leadership. So anyone who is reading this if you are from Flipkart/Oracle/Swiggy/Byjus tell me how was this guy(let's call him Mr SJ) in your organization.

The EMI Trap: India's Youth in a Debt Spiral Easy Monthly Installments (EMI): The siren song of modern consumerism. But is it luring India's youth into a financial abyss? The EMI Trap Explained: → Attractive low monthly payments especially for bikes and phones (college swag) → Long repayment periods → Hidden fees and high interest rates Why It's Booming: 1. Digital Revolution • One-click loans • Buy Now, Pay Later schemes 2. Aspirational Spending • Social media pressure • FOMO-driven purchases 3. Easy Credit Access • Fintech apps lowering barriers • Minimal credit checks 4. Financial Illiteracy • Lack of long-term planning skills • Misunderstanding of compound interest The Youth Factor: • 65% of India's population under 35 • First-time credit users • Impulse-driven spending habits Alarming Trends: → 40% rise in personal loans (2022) → 30% increase in defaults among 21-35 age group → Growing debt-to-income ratios #

Just curious to know how big is engineering and product team manages UPI at major UPI Players like PhonePe, PayTm, BharatPe, Google Pay, CRED, Slice, Navi, Fampay, MobiKwik, etc. - Just product and engineering team (not counting business/ CX/ FinOps) - Just UPI Division and not bill payments, insurance, etc.

All India Professionals' Congress will fight for your cause. https://x.com/profcong/status/1803466763054821878?s=46 Please fill this form bit.ly/ExPaytm Spread this to all your impacted friends/colleagues of PaytTm.

Looking for LinkedIn Premium coupons for 6 months as things are not looking good at my current company Paytm Anyone willing to help this brokie? #engineering #software #swe